IRDAI Regulated · 100% Guaranteed
Grow your money safely.
See exactly what you'll get.
No jargon. No hidden charges. Pick a goal below and see your benefits in 30 seconds.
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What do you want to achieve?
Quick Estimate · 30 seconds
Choose how much you can save per year — see your benefit instantly.
Your age35 yrs
I can save per year₹1.00 L
You'll receive back5.44× returns
₹16.32 L
total benefit
Yearly income
₹22.2K
Maturity
₹3.00 L
How it works
Step 1
Pick goal
Retire, child, wealth or income
Step 2
See numbers
Exact benefits, year by year
Step 3
Get policy
Advisor helps with paperwork
Our plans, in plain words
Compare🏖️
Nishchit Pension
PensionLife-long guaranteed pension for you & spouse
7.40% guaranteed return Life-long income
Invest ₹6.00 L → get back ₹32.64 L
5.44×🎓
Nishchit Bhavishya
ChildSecure your child's future with guaranteed income
Guaranteed maturity Growing yearly income
Invest ₹10.00 L → get back ₹26.35 L
2.63×💰
Nishchit Samrudhi
SavingsHigh guaranteed returns with long-term income
Up to 4.7× total returns Tax-free up to ₹5L
Invest ₹10.00 L → get back ₹35.34 L
3.53×⚡
Guaranteed Advantage (GAIN)
IncomeInsta Income — 50% back in 7 days
Income from Day 7 Life cover 11×
Invest ₹10.00 L → get back ₹22.80 L
2.28×👶
Nishchit Ace
ChildChild plan — sum assured + growing income for 30 years
3.88× total benefit Life cover from day 1
Invest ₹10.00 L → get back ₹38.80 L
3.88×🎯
Reliance Nippon Milestone Plan
Savings10-Pay · Tax-free maturity in 15 years
Maturity in year 15 Growing life cover
Invest ₹10.00 L → get back ₹17.09 L
1.71×Featured · Limited time
Get 50% back in 7 days
Insta Income Plan — your first payout arrives within a week of your first premium.
See how much you'll getWhy people trust us
100% Guaranteed
Every rupee written in policy
Up to 4.7× returns
Over the policy term
Tax-free maturity
Under Section 10(10D)
IRDAI regulated
Nippon Life · 140+ years